Punjab & Sind Bank reported a 16.1 per cent year-on-year (YoY) growth in gross advances to Rs 1.05 lakh crore for the quarter ended 30 September 2025, driven by steady credit expansion across segments.
In a regulatory filing, the Delhi-based lender said its gross advances stood at Rs 91,032 crore in the same period last year.
Total deposits rose 9.42 per cent YoY to Rs 1.35 lakh crore, compared with Rs 1.24 lakh crore in the corresponding quarter of FY25. Consequently, the bank’s total business increased 12.2 per cent to Rs 2.41 lakh crore, up from Rs 2.15 lakh crore a year ago.
The bank’s Current Account and Savings Account (CASA) ratio remained largely stable at 30.3 per cent, compared to 30.4 per cent in the year-ago quarter.
Meanwhile, the credit-deposit ratio improved to 77.92 per cent as of September 2025, from 73.4 per cent a year earlier, reflecting stronger loan deployment relative to deposit growth. |
