Baccarat is a popular card game often found in casinos. The game is simple and involves comparing the hands of two players: the \“Player\“ and the \“Banker\“. The goal is to bet on which hand will have a total value closest to 9.
Card values in Baccarat are straightforward. Aces are worth 1 point, cards from 2 to 9 are worth their face value, and 10s and face cards （Jack, Queen, King） are worth 0 points. If the total value of a hand exceeds 9, only the last digit of the total is considered. For example, a hand with a 7 and an 8 totals 15, but its value in Baccarat is 5. 
The game begins with two cards dealt to both the Player and the Banker. Based on the total points of these initial two cards, a third card may be drawn for either hand according to fixed rules. The Player\“s hand is acted on first. If the Player\“s total is 0-5, they draw a third card. If the total is 6 or 7, they stand. The Banker\“s action depends on their own total and the value of the Player\“s third card, if drawn.
After all cards are dealt, the hand with the total closest to 9 wins. You can bet on the Player\“s hand, the Banker\“s hand, or a Tie. Winning bets on Player or Banker are paid 1 to 1, but a winning bet on the Banker usually incurs a small commission （often 5%） because of its slightly better odds. A bet on a Tie typically pays 8 to 1 or 9 to 1. |
